Personal Checking

Eagle Checking Account

This account is also available to non-profit organizations.

• Minimum balance to open the account: You must deposit $100.00 to open this account.
• Minimum balance to avoid imposition of fees: A service charge fee of $2.00 will be imposed every statement cycle if the balance in the account falls below $200.00 any day of the cycle.
• Fees: A fee of $.20 per debit item will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the daily balance is less than $750.00. Above $750.00 - no service charge.

Freedom Account

• Minimum balance to open account: You must deposit $100.00 to open this account.
• Minimum balance to avoid imposition of fees $500.00 or above.
• Additional Features:
  Below $500.00 minimum balance - $5.00 Service Charge Fee or
  Below $500.00 minimum balance with E Statements only $3.00 Service Charge Fee
  Cancelled checks are not returned in statement.

Student Account (for full time students ages 16-22)

• Minimum balance to open account: You must deposit $100.00 to open this account.
• Students 16-18 must have a parent/legal guardian sign on the account.
• Students may have this account until May of the year they turn 22, at which time their account will be converted to the economy account offered at the time.
  
• Fees:
  No Monthly Service Charge
  No Minimum Balance Required
  No Monthly Service Fee VISA Checkcard/ATM Card
  No Fee Online Banking
  Free Mobile Alerts
  No Fee on Incoming Wires
  24 hour Telephone Banking
  Discount Movie Tickets

Super Now Account

• Rate Information: Your interest rate and annual percentage yield may change.
• Frequency of rate changes: We may change the interest rate on your account at any time.
• Determination of rate: At our discretion, we may change the interest rate on your account.
• Compounding and crediting frequency: Interest will be compounded every month. Interest will be credited to your account every month.
• Minimum balance to open the account: You must deposit $1,500.00 to open this account.
• Minimum balance to avoid imposition of fees: A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.
• Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
• Accrual of interest on noncash deposits: Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Interest that has accrued but not credited back to the account at closing will be forfeited.

Money Market Tier Account (also available to commercial accounts)

• Rate Information: Your interest rate and annual percentage yield may change.
• Frequency of rate changes: We may change the interest rate on your account at any time.
• Determination of rate: At our discretion, we may change the interest rate on your account.
• Compounding and crediting frequency: Interest will be compounded every month. Interest will be credited to your account every month.
• Minimum balance to open the account: You must deposit $2,500.00 to open this account.
• Minimum balance to avoid imposition of fees: A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.
• Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
• Accrual of Interest on noncash deposits: Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
• Transaction Limitations: Transfers from a Money Market Tier account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties. Unlimited withdrawals/transfers when done in person.
• Fees: A $25.00 per item fee will be charged for those limited transactions over three per statement cycle. Checks ordered at additional charge.

Interest that has accrued but not credited back to the account at closing will be forfeited.

Eagle Club Account

• Minimum balance to open the account: You must deposit $100.00 to open this account.
  
  
• Fees:
  A service charge fee of $8.00 will be charged each statement cycle.
  A service charge fee of $6.50 will be charged with E-Statements only.
  
  
• Additional features:
  Club checks included in service fee or club discount available on other checks
  No monthly service fee Visa Checkcard/ATM Card
  Unlimited check writing
  Accidental death insurance
  Credit card protection
  Discount movie tickets

For other benefits, please contact us.