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Rates

Contact us if you have questions about our current rates.

Checking & Savings Rates
Savings Tier Account
Interest Rate APY
Below $9,999.99 0.20% 0.20%
$10,000 and above 0.40% 0.40%

Notes:
APY=Annual Percentage Yield 

$100.00 minimum deposit to open Savings Account

Fees may reduce earnings on the account

We may change the interest rate on your account at anytime.  However, the interest rate on this account can be lowered only with a 30 day prior notice.

Rates and APY as of 05/05/2017
 
Super Now Account
Daily Balance to Avoid Imposition of Fees Interest Rate APY
$1,500.00 and above 0.20% 0.20%

Notes:
APY=Annual Percentage Yield

$1,500.00 minimum deposit to open Super Now Account

Fees may reduce earnings on the account
Rates may change at any time without notice after account opens

Rates and APY as of 05/05/2017
 
Commercial Interest Checking Account
Daily Balance to Obtain APY Interest Rate APY
$5,000.00 and above 0.20% 0.20%

Notes:
APY=Annual Percentage Yield

$100.00 minimum deposit to open Commercial Interest Checking

Fees may reduce earnings on the account
Rates may change at any time without notice after account opens

Rates and APY as of 05/05/2017

Money Market Tier Account
Money Market Tier Account
Daily Balance to Avoid Imposition of Fees Interest Rate APY
Below $2,500.00 0.20% 0.20%
$2,500.00 and above 0.40% 0.40%
$100,000.00 and above 0.65% 0.65%
$2,000,000.00 and above 0.75% 0.75%

Notes:
APY=Annual Percentage Yield

$2,500.00 minimum deposit to open

Fees may reduce earnings on the account
Rate may change after account opens

Rates and APY as of 05/05/2017

Certificates of Deposit & Individual Retirement Accounts
Certificates of Deposit
Minimum to open $1000.00 Interest Rate APY
6 Month CD 0.60% 0.60%
12 Month CD 0.95% 0.95%
24 Month CD 1.50% 1.51%
36 Month CD 1.60% 1.61%
48 Month CD 1.80% 1.81%
60 Month CD 2.10% 2.12%
A penalty may be imposed for early withdrawl.  Any service fees could reduce earnings on accounts.  To obtain the Annual Percentage Yield (APY) disclosed on Certificates of Deposits (NOT IRA's) you must maintain a minimum balance of $1000.00 each day in the account.  Rates are subject to change without notice! Rates and APY as of 05/05/2017
 
Jumbo Certificates of Deposit
Minimum to open $99,000.00 Interest Rate APY
182 Day CD 0.60% 0.60%
12 Month CD 1.00% 1.00%
24 Month CD 1.50% 1.51%
36 Month CD 1.60% 1.61%
48 Month CD 2.00% 2.02%
60 Month CD 2.40% 2.42%

A penalty may be imposed for early withdrawl.  Any service fees could reduce earnings on accounts.  To obtain the Annual Percentage Yield (APY) disclosed on Certificates of Deposits (NOT IRA's) you must maintain a minimum balance of $1000.00 each day in the account.  Rates are subject to change without notice!

Maximum CD amount of $250,000.00 without prior approval.

Rates and APY as of 05/05/2017
 
IRA Certificates of Deposit
Interest Rate APY
12 Month Variable 0.85% 0.85%
30 Month Fixed Rate 1.35% 1.36%
60 Month Fixed Rate 1.80% 1.82%
Rates and APY as of 05/05/2017