Check Express Debit Card

Instant Issue Debit Cards
We offer Instant Issue Debit Cards that offer you immediate access to your account when you open a new account or need an emergency replacement debit card.
No more waiting for days to receive your debit card by mail!
To report your card lost or stolen call: 1-800-472-3272
To reset your PIN call: 800-992-3808

Our card goes beyond conventional checking.
Most checkbooks can only do one thing-checking. Our Check Express card does this and much more. Check Express gives you a faster, more economical, more convenient way to buy the products and services you need. That's because it allows you to withdraw funds from your checking account without ever having to write a check. You can purchase groceries, gas, or anything else. Use your card wherever VISA® debit card is accepted. Plus, Check Express performs all the functions of an ATM card. It's the checking-withdrawing-depositing-and-transferring-funds card all in one.

Fast and one-easy step. 
Forget having to round up your checkbook, a pen, and two forms of identification. With Check Express, every purchase is as simple as using a credit card. No need to worry about getting your checks cashed out of town. You may use your card wherever VISA® debit card is accepted.

Provides all the advantages of an ATM card.
Need to deposit, withdraw or transfer funds? No problem. Check Express gives you access to all these services whenever you need them.

Economical and ecological. 
Eliminate the need to purchase checks (and the risk of running out when you're at the checkout). Check Express saves money in check printing fees while it saves valuable resources.

Safeguarded if lost or stolen. 
When you receive your Check Express card, you'll also be assigned a personal identification number (PIN). It's added security against someone making transactions without your consent. And, as an added safeguard, we provide a cap on your liability if your card is lost or stolen. See your disclosure for details. TO REPORT YOUR CHECK EXPRESS LOST OR STOLEN, DIAL 1-800-472-3272.

Just like balancing your checkbook. 
Every month, in which a transaction is completed, you'll receive an account statement that includes the date, location, and amount of every transaction you've made. 

Apply for yours today. 
If you like to enjoy the simple convenience of our Check Express please apply by calling or emailing the Bank and we will be glad to send you an application. There will be a $5.00 origination fee. You can expect your Check Express card to arrive within 14 days of approval. Your card will include instructions to set your PIN when you call to activate it. Before you know it, you'll be experiencing all the benefits of checkless transactions with one simple card.

Verified by VISA®
Verified by VISA® is a unique service that uses personal passwords to help protect VISA® card members against the unauthorized use of their card numbers over the Internet. Once you activate your card through Verified by VISA®, no one else can use your card number at any participating online store without your personal password. VISA® always protects its cardholders against unauthorized use, but Verified by VISA® helps to prevent unauthorized use online before it can even happen.

We are also encouraging customers to have a Personal Identification Number (PIN) for their card. To request or change a PIN call Card Self-service at 1-800-757-9848. You are also able to change a PIN at one our ATM machines. This is helpful when traveling, and also adds additional security protection.

If you have questions please contact customer service at 903-291-1818.

Refer to the News and Announcements tab for more information on card security.